Insurance & Financing
We are committed to helping you understand and maximize your benefits. Explore our flexible payment and financing options for your implant and periodontal treatment.

Honest Pricing, Exceptional Value
There's something most dental practices don't tell you upfront about implant pricing. Dr. Dib breaks down what you need to know before making your decision.
No insurance - no problem
Transparent pricing for specialized dental care
Comprehensive oral examination
Digital imaging consultation
Treatment recommendation report
Advanced CBCT scanning
Detailed periodontal analysis
Personalized treatment plan
Expert specialist consultation
Full surgical planning
Advanced implant assessment
Ongoing periodontal management
Follow-up care included
Lifetime maintenance support
Navigating Your Dental Benefits with Confidence
At our practice, we know that dental insurance can feel confusing — and we’re here to make it simple. Our team takes the time to help you understand your benefits and maximize your coverage so you can focus on your health, not paperwork.
How We Support You
Benefit Verification: We’ll contact your insurance provider before treatment to confirm your eligibility and estimate your coverage.
Claims Submission: Our team files all necessary paperwork on your behalf to ensure you receive the maximum reimbursement available.
Pre-Treatment Estimates: For advanced procedures, we request a pre-authorization so you know your estimated out-of-pocket cost before treatment begins.
Specialist Coverage Guidance
Because Dr. Rafik Dib is a Periodontist and implant specialist, certain procedures may fall under specialist coverage rather than general dental benefits. Some treatments might require medical necessity documentation or have coverage limitations, and our team will guide you through those details.
Important Reminders
Your insurance plan may cover only a percentage of treatment costs and may include annual maximums.
Patients are ultimately responsible for all treatment fees regardless of insurance coverage — but we’ll make sure you understand every cost upfront.
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Accepted Insurance Providers
1. Accepted Insurance Providers:
We’re committed to making high-quality periodontal and implant care as accessible as possible. That’s why we work with a wide range of insurance plans and help you maximize your benefits.
2. In-Network Plans:
We are in-network with many major PPO providers, including:
Network Plans
MetLife
Cigna PPO
[Add any others here]
If your plan is listed above, we will handle all claim submissions directly and help you understand your coverage before treatment begins.
3. Out-of-Network Plans:
If we are out-of-network with your insurance, don’t worry — we accept and file claims for most PPO plans on your behalf. Many patients still receive significant reimbursement for specialist care even when we’re out-of-network.
Experience personalized care with Dr. Rafik Dib.
Flexible Payment & Financing Options
We believe that exceptional periodontal and implant care should be within reach for every patient. That’s why we offer a variety of convenient payment options designed to make your treatment more affordable and stress-free.
1. Third-Party Financing
We partner with trusted financing providers such as CareCredit® and LendingClub®, which offer flexible monthly payment plans — including low-interest and deferred-interest options for qualified patients. These plans allow you to begin treatment immediately while managing costs over time.
2. Credit Cards & Cash
For your convenience, we accept all major credit cards, including VISA, MasterCard, Discover, and American Express, as well as cash payments.
3. In-House Payment Plans (If Offered)
Ask our team about any customized in-house payment options that may be available for select treatments. We’re happy to work with you to find a plan that fits your budget and makes your care accessible.

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Your Investment in Oral Health
We believe specialized care is one of the most important investments you can make — not just for your smile, but for your overall health and confidence. Our goal is to ensure that every aspect of your treatment delivers exceptional, long-lasting results and lasting value.
Understanding Your Treatment Investment
Our fees reflect the advanced training and expertise of Dr. Rafik Dib, Periodontist, along with the use of cutting-edge technology (such as 3D CBCT imaging and guided surgery) and the highest-quality materials. These elements are essential to achieving successful, durable results — especially for procedures like dental implants.
Transparent, All-Inclusive Pricing
We believe in complete transparency. After your consultation, you’ll receive a comprehensive, all-inclusive treatment estimate — with no hidden fees or unexpected costs. This ensures you have a clear understanding of your investment before treatment begins.
Start Your Journey to a Confident Smile
Book your free consultation today and explore same-day treatment options with our expert team.
Book an Appointment
Fill out the form below and we’ll contact you shortly to confirm your free consultation and discuss same-day care options.